Credit Freeze: How & Why!

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What is a credit freeze?

Also known as a security freeze, this free tool lets you restrict access to your credit report, which in turn makes it more difficult for identity thieves to open new accounts in your name. That’s because most creditors need to see your credit report before they approve a new account. If they can’t see your report, they may not extend the credit.

It is completely free, and you can Freeze/Un-freeze your credit as you need.

How do I place a freeze on my credit reports?

Equifax
Equifax.com/personal/credit-report-services
Online Form

Experian
Experian.com/help
Online Form

Transunion
TransUnion.com/credit-help
Online Form

*Sourced from Federal Trade Commission